Bring us the deal. Keep the client.
We broker too, so we know how a referral relationship gets ruined. Here is what we put in writing before you send us a single file.
Three commitments
Your fee is documented
Your compensation is written into the term sheet and disclosed on the settlement statement. You do not chase it after closing, and you do not find out at the table that it moved.
No circumvention
Your borrower is registered to you. We do not market to them, we do not solicit their next deal behind you, and we do not add them to a drip campaign. Renewals and refinances come back through you.
Straight answers
A real reason on every decline, including who we think does fund it. You look good in front of your client either way.
Who sends us deals
- Mortgage brokers and loan officers whose investor clients need a business purpose product their wholesale menu does not cover.
- Real estate agents sitting on a listing that only trades to an investor, who need the buyer financed in order to close it.
- Wholesalers who need an assignment to fund on time rather than fall out twice.
- CPAs, attorneys and financial advisors whose clients are recapitalizing or buying a building for their business.
- Commercial brokers who want a capital markets desk behind them without giving up the relationship.
What to send
You do not need a package. You need four things, and the rest is our job:
- The property address and what it is
- Purchase price or current value, and any rehab or construction budget
- What the borrower wants to do with it, and how the loan gets paid off
- A rough read on the borrower: experience, credit band, cash
Send it in an email, or run it through the routing questions. Texas rehab and bridge deals we fund ourselves. Everything else goes to the capital markets desk. Your client is registered to you either way.
Every deal gets a real answer
Tell us the property, the plan and the number you need. A credit officer reads it and tells you what it will support.
- Texas hard money. A term sheet from the people who fund the loan.
- Commercial, all 50 states. Quotes from the desks that cover your asset.
- Outside the box? A straight reason, and usually a name that does fund it.