# DSCR Loans Explained: The Property Qualifies, Not You

> How DSCR loans work: the ratio, the short document list, fixed versus ARM versus interest only, short term rentals, prepayment and portfolio blankets.

Canonical: https://www.matadorfunding.com/blog/dscr-loans-explained/
Author: Matador Funding, a division of Matador Lending LLC
Published: 2026-08-05T12:00:00.000Z
Tags: Rental portfolios