# ARV and the 75% Rule: How Flip Loans Are Really Sized

> Three constraints size every fix and flip loan and the lowest one wins. How the ARV cap works, what moves an appraisal, and how to calculate your maximum offer.

Canonical: https://www.matadorfunding.com/blog/arv-and-the-75-percent-rule/
Author: Matador Funding, a division of Matador Lending LLC
Published: 2026-08-19T12:00:00.000Z
Tags: Fix & flip